Personal Injury Terms and Definitions

Burn, third degree A burn in which the damage has progressed to the point of skin death. The skin is white and without sensation. Loss of Consortium When a person is injured, that person's spouse may also have a valid claim for Loss of Consortium. Loss of consortium represent many things, including the spouse's loss of the injured person's assistance in caring for the family home and children, as well as the additional stress and strain placed upon the marital relationship by the physical injuries that were suffered. Gross Negligence Negligence for the safety or lives of others which is so great it appears to be intentional. Managed care Any system that manages healthcare delivery with the aim of controlling costs. Managed care systems typically rely on a primary care physician who acts as a gatekeeper through whom the patient has to go to obtain other health services such as specialty medical care, surgery, or physical therapy. Workers Compensation These benefits include payment of all medical expenses and reimbursement for a portion of wages lost due to disability caused by the injury. Soft Tissue Injury Injury to the ligaments, tendons and fibers of the body that connect the skeletal bones. General damages Better known as "pain and suffering" damages, which include the emotional trauma from physical injuries, pain, humiliation, etc. Defective product injury When a product malfunctions due to a defect and causes serious personal injury, the law requires the manufacturer, wholesaler or retailer of the product to bear the losses caused by the defect in the product. Quadriplegia Complete paralysis of the body from the neck down, usually caused by damage to the spinal cord. Paraplegia Complete paralysis of the lower half of the body including both legs, usually caused by damage to the spinal cord.

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	Did You Know?
	There are four general types of slip and fall accidents Trip-and-fall accidents, where there is a foreign object in the walking path. Stump-and-fall accidents, where there is an impediment in the walking surface. Step-and-fall accidents, where there is an unexpected failure or hole in the walking surface Slip-and-fall accidents, in which the interface of the shoe and the floor fails Both the property owner as well as the injured person can be held to varying degrees of responsibility for an injury.